I paln to finish my undergrad, then I have to work for 2 years before I can start on my masters part time, that will take about 7 years. Then I need to use that degree for a while before I can start on my PhD, so it could be almost 20 years before I even get to start on my PhD education. Meanwhile I intend to keep learning as I work so I can have more than just theoretical experience.
Holy cow! Most places will not even let you take 7 years to get your masters. I did mine part time in 3 years...and I thought that was slow. Another girl where I work just got hers in 3 years also. I also don't know what you mean by using your degree. You don't even need to get a masters to get a PhD. Cut out the middle man. Or get the masters and apply those credits towards the PhD which is 90% research anyway.