Looking for some advice....

Considering the purchase of my first road bike. I'm currently looking at three different models at three different price ranges. I've been "checking out" the "close outs" at the LB Stores, but I need a 50cm frame and most of them only stock 54-60cm.

2005 Fuji finest - lightly used, for sale locally for $200

2006 Raleigh Supercross - new, internet, close out price of $799

2005 Giant OCR Limited - new, LBS, closeout $1500

I really like the Giant, but that $1500 is a bit scary for my first bike. I think the Raleigh gives the most bang for the buck, but I'd prefer to have the support of a LBS as this is my first bike, plus it's nice to keep the money local.

Any input would be appreciated.