I have the Trek Portland and love it. While I don't have full fenders on mine, it can take full fenders. I've seen photos of it on the web before (though couldn't find them in a quick google or flickr searches). The stock front fork has eyelets for fenders 1/2 way up. One reason I chose the Portland is what greenstork mentions. Several touring bikes I tried felt "too rock solid." Just not lively enough. I have 700x28 tires on the portland and a rack.

Having said that, I'm also a big fan of the Bianchi Volpe and you're not going to go wrong with the cross-check. Take a weekend, get your 210 lbs butt on a bunch of bikes and see what you like.

Hope you're commuting soon!!