One concern is a secure place to store the beauty for which you're gonna shell out some big bucks. Is there secure parking in your workplace or will you be basically leaving the bike outside where any thief and vandal is free to pick on it? If it's the latter, I would not drop a lot of money on a bike, going the used route instead. Or at the very least would uglify my new bike quite a bit. Disk brakes are theft magnets btw.