Minus three this morning when I took off. Got almost to work and was juuuust passed by a school bus before he stopped to pick up a kid and put his stop lights on. I had to stop right behind him and inhale the belching diesel fumes as he took off again. I then immediately had to dodge a cyclist riding the wrong way on my side of the street (couldn't see him due to the school bus). One-half block later, there was a three-car accident where a pickup truck had just rear-ended a car that was starting to parallel park on my side of the street and pushed the car into the row of parked cars (also couldn't see it due to the school bus). Usual Monday morning chaos.