Don't have fenders on my Crosscheck yet, ordered some yesterday. There was a slight drizzle in Atlanta yesterday. I toughed it out with a raincoat. Riding without fenders in the rain I found that there is the slight spray in your face. Hard to have good vision. But, all in all I could live with that. What really got me was the spray from the back wheel getting my bottom wet. Talk about feeling twitchy. I guess if I had on rainpants I would have stayed dry. Most of the water was coming up from the street and rain had pretty much subsided. So, a word to the wise. Some of you may prefer the gentle feel of spray on the rear side.