Yes, it's there alright. What I'm suggesting is strengthening the wording, making sure people know what they are agreeing to, before they sign on that line. I'm not sure what legislative action, if any, this would require. As Blue Order pointed out, once the public becomes aware that something is in the works that will impact their driving privileges, the outcry can be quite loud. Elected officials know that supporting unpopular bills can make things go badly for them at re-election time.

I do know that steep fines and surcharges on insurance just aren't doing the job.

Deputyjones, MA does not have a points system, as other states do. The idea has been toyed with, but that's all. I'd like to see a points system in place, but I'm doubtful it will happen. We do have an insurance surcharge system. Get a speeding ticket, or a moving violation, have a surcharge on your insurance. Tough guy motorists laugh at this one.

mrpsmr, there is at least one known case in MA where a cyclists driver's license was in fact, confiscated by a state police officer, after that officer demanded he produce identification. (I thought only a judge, or the RMV had that actual authority.) Have a read.