pick yourself up a cheap tool kit (for example:
http://bikeisland.com/cgi-bin/BKTK_S...ls&ProdID=556), a tube of grease, and a bottle of simple green.
assuming you have a basic tool set (socket set, channel locks, needle-nose pliers, wire cutter, and a screw driver set). You will be able to do pretty much everything you want to.
the tools are crap, and I wouldn't work on your rockstar roadie with them, but they will pay for themselves on your yard sale first build/overhaul.