It took me a while to figure out the best combination of rain gear but i think i finally have the perfect combination. I live just outside of vancouver bc so there is a lot of rain but the temp. does not get to low.
My lower body i put on underwear, i find the groin needs more wind protection than other areas, then i put on lightweight nylon biking pants and over that i put on a pair of rain pants. I really like the rainpants because they have goretex on the front of the pant and the back of the pant is just nylon. This works out well for me because i ride a recumbent so i don't need all round protection.
My upper body i wear two shirts that wick sweat away and over that i wear a water resistant biking jacket.
I wear a balaclava on my head, i have yet to pull it all the way over my face, and lined leather gloves for the hands.
I also have nylon booties to put over my shoes which i find keep my feet dry but they also do a great job of insulation for keeping the toes warm.
I stopped posting for a long time but i am always reading the forum and find it a great source of information.