I suppose I don't understand your fit concerns. If you clearly defined what the fit issue is then I missed it.
My wife is 5'6" and has a T800 that she's ridden a fair bit completely unloaded and enjoys it. As the guy running
www.fullyloadedtouring.com I see a lot of touring bikes. For every shot shown there are about three more that didn't cut it, mainly for poor photo quality. Anyway, Cannondales are often sited as great choices for big riders because they have the rep for handling the weight. That said, I know of several folks that don't fit into the "big rider" category that love their Tsomethings.
Are not able to find one to test ride? Where are you?
Fit is really something that *you* can best figure out by riding, testing and adjusting.
Cheers,