Why even buy a new bike?
Unless you're an unusually large or small size or in a real small town there are enough good quality bikes at
pawn shops, thrift stores (Goodwill, Salvation Army stores, etc.) or on Craigslist or in the classifieds in the newspaper that only require a little buffing
and tweaking to get going at their full potential. I don't know how many times I've seen bikes only ridden a couple times or a few hundred miles advertised on Craigslist. Granted, those are usually weekend warrior type road bikes.

Lambo