Originally Posted by huerro
Of course, it's good to point out the financial benefits of riding over driving, but these benefits are (obviously) not important to everyone and some would see less financial benefit than you might expect.
There are also some hidden financial benefits in cycling. How much does a cycle commuter save in health care over the long run than a driver? I don't know, but I'm sure it's significant.
As you move to cycling as the primary means of transport, some additional financial side-effects occur. Now, for example, you can't go on one of those indiscriminate purchasing trips where you fill up your car trunk with merchanidse. You need to think each big item carefully. Do I really need this? Over time, this should lead to a considerable cash savings, although at first it seems like a bad limitation.