holy **** you spend $40 for that and are going to spend another 25 on top of that plus however much wheels and crankset will cost???

Not only is it a heavy peice of **** it doesn't even have the mounting goodies that make many heavy peices of **** worthwhile. See if you can find someone else willing to spend $40 on such a pile and get something at least approaching decent. If you must have a schwinn get a world sport or something. Yeah they kinda suck and are often overpriced but not mind boggling so like this.