I was on a four lane road, 45 mph, divided by a grass center section. I was coming up to my left turn, in the left of two lanes, no left turn lane. I was already slowing for the turn, when a woman started across from a stop sign on my right (I had no stop sign). I saw her start to move, and hit the brakes harder. I almost got to a complete stop, but hit her left front fender with my bumper. Going right would have put me into a vehicle going by, and going left would have gone into a car waiting to come onto the road I was on.

25 mph residential street with a yellow divider. I had pulled out over a block before and was still below the speed limit. A car pulled out from the curb on my right and tried to make a left turn from the right curb. I saw the car start to pull out and hit the brakes, turning my wheels slightly to the left. I hit his left front fender with my bumper. I couldn't swerve more to the left due to an oncoming car.