Who do people use for tennant insurance, and how do they deal with bikes? I want to get some in case my bikes get stolen, but the last time I called when I explained the price of my road bike, they seemed to either assume that I was a) lying or b) talking about a motorcycle.

I can just imagine them saying 'no problem, we'll give you $500 replacement cost for your bike" and me spending that $500 to buy a gun...