Originally Posted by iherald
Who do people use for tennant insurance, and how do they deal with bikes? I want to get some in case my bikes get stolen, but the last time I called when I explained the price of my road bike, they seemed to either assume that I was a) lying or b) talking about a motorcycle.
I can just imagine them saying 'no problem, we'll give you $500 replacement cost for your bike" and me spending that $500 to buy a gun...
I use Meloche-Monnex. They are pretty good in my experience too. For actually making a claim, it kind of depends. There may be a cap unless you've specficially listed it on our policy and depending on the deductible, it may not be worth making a claim (yeah, some racket). Some helpful info here:
http://www.tdcanadatrust.com/tdinsur...entre/stol.jsp. If you're specifically looking at covering high cost bicycles, probably better to do that by specifically scheduling them rather than covering them under a general policy.