I recommend you call her insurance company.
I also recommend you get a book by Nolo called How to Win Your Personal Injury claim.
This book basically gives you an idea of what you can expect to get from an insurance company, and how to do it yourself, without using any lawyers. I bought it a few years back when a guy took his dog off leash and it ran right across the road and into my path...broken collarbone, several weeks of pain and inconvenience, damage to my bike and apparel, physical therapy.
I ended up not filing a claim but it gave me a new perspective, which is this: maybe you don't deserve a million dollars for your "accident", but you will have a very good case with her insurer for some money to compensate you for the harm as well as the out of pocket cost.
Also, I'm sorry to hear about your accident. Mine scared me away from biking for four years. But I'm back, and biking more defensively as a result.