Sorry to hear about your crash. I hope you heal soon and well.

I would imagine that you'll have to talk to her insurance company about damage to the bike in any case. Your insurance company may well want information so that they can go after her insurance to recoup their costs for the ER and surgery, but I doubt they'll spend a lot of time worrying about recovering your costs for the copays, so that's probably another area where you'll be dealing with her insurance company.