Thank you everyone
Interesting stuff, WD40. Just did a web search and my mom would flip out over the miracle qualities of this stuff.

Also phoned the bike shop and talked to the nice guy (he is a nice guy and competent) who helped me last time, and am
going with the frame saver!! I hope they do a !good! job cause
I really like my bike!!!!

Oh, and for Raymond/Rainman P--when the guy first explained to me about Frame Saver I do remember him telling me that people (many with older model bikes), some without rust yet but that are approaching and some that do have rust come in for the Frame Saver spray- and that it helps a lot to stop things from rusting further.

Emma