OK, I switched from Yahoo Photos to http://www.imageshack.us/ That works much better. Sorry.

When I adjusted the rear hub, I found out that the lock nut things were loose back there for holding the adjustments. That is probably how I lost 1st gear. I just took a guess and adjusted both to mid range and then tightened the lock nuts. Now all my gears work again. I couldn't understand the sheet that came with the bike on how to adjust the hub.

I will ride some more today and see if I can keep 1st gear today.