The Moultons are VERY odd looking but a couple do fall within this price bracket, so might consider them. What are they like?

Conflicting opinions on the folding of the Airnimal I see. Any owners out there able to comment?

I'd like to think that I would have enough time not to have to worry whether it takes 10 secs or 45 to fold the bike. Size will be a deciding factor on a train - yes there are spaces - luggage racks as well as behind some seats.

The gearing is a issue for me as I love top gears and don't want to be pedaling like a lunatic with a ratio too low. A good range is essential.

I intend to commute semi-casual and occasionally ride around in a suit.
Luggage will be needed.

Steve Parry's version is a possibility, but I'd like to try one as well as not wait months for one!

Thanks again.