Pastor Bob, I am about 6' 1" tall. My inseam is about 34, I can straddle this frame without, uh, hurting anything. By the "fist full of seatpost" rule it is too big, but my messed up neck and 49 year old body tell me otherwise.

My chrome Paramount is a 24" frame and I am comfortable on it as well. Both other bikes are at least 24" frames, too.

If you ever find yourself in San Diego, I'll have a choice of bikes that will fit you......