Originally Posted by CliftonGK1
Also consider this: Your insurance company may cut you a discount if you are not using your car on a daily commuting basis. I got my rates cut to less than 50% of what I was paying originally, because I've classified my Jeep as a "recreational vehicle" rather than a "daily use vehicle." I've got the same amount of coverage as before, but there's some yearly mileage restrictions to keep qualified as "recreational."
Depends. I have only minimal (PL/PD) insurance on my car (11 years old) and I checked with several companies and there was no difference between my pre-cycling mileage (14,000) and post (3,000). Worth checking, but don't expect a lot unless you have a newer car with full-coverage insurance. Even then, it'll probably depend on your situation (I'm already highly discounted due to never having had a ticket or an at-fault accident and having had a license for 25+ years).