Originally Posted by ItsJustMe
Depends. I have only minimal (PL/PD) insurance on my car (11 years old) and I checked with several companies and there was no difference between my pre-cycling mileage (14,000) and post (3,000). Worth checking, but don't expect a lot unless you have a newer car with full-coverage insurance. Even then, it'll probably depend on your situation (I'm already highly discounted due to never having had a ticket or an at-fault accident and having had a license for 25+ years).
My insurance rate went down by about 33%, ($250 on a $700 yearly premium, full coverage of a '03 Tacoma). The stipulation was I kept the mileage under 7500 a year. After the first year they sent me a form to fill out, basically verify current mileage. Since then, not a peep.
I'm also in the low-risk, super duper customer, would have to run someone over to increase my premium category.
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