Well, you gotta understand my situation. My girl has restrictions when it comes to bikes. One, I cant have more than three at a time. Two, my bikes cant take away from sex. Three, my bikes can not even make a mark on the checkbook. So if I finance the bike, I will have some super low payments which over time will be the same, but wont hurt us at all in the mean time. Other than that, she isnt too picky