Originally Posted by bhtooefr
And, once I would go car-free, there's no turning back - once you've had no car insurance for more than 30 days, you might as well be a triple-DUI driver starting back up, with how the insurance companies **** you.
I disagree. This issue came up in a thread awhile back. You will pay a slightly elevated premium for 6 - 12 months compared to what you would have paid had you maintained insurance all along. Just a month or 2 of not having to pay
any insurance at all will put you ahead.
Most people who have had a gap in insurance either had some violation such as DUI that has prevented them from driving or they just elected to drive without insurance for awhile. Insurance companies will charge obligingly for the hazards these people present.
P.S. - Congrats on the degree!