you would have to do some work to get fenders and racks on them. but the people down at peddle power bikes should be able to give you a hand as to what you need to do the conversions... since you are someplace around lexington they also carry the giant brand so you should be able to test ride the ocr1 which may give you an idea of what the other two ride like... here is the link to the website...
http://pedalpowerbikes.com