Thanks. I'm actually located in London, about an hour or so below Lexington, but our LBS is very limited. I'm sure they could help me get a rack and such on though. I was checking out prices for racks and panniers last night, and they're much more expensive than I expected.

You seem to know about the area, so are you from there? Do you know of any places I could perhaps find some used bags/racks/etc.?