Automobile accidents are so common they don't even make news anymore. Seriously, I have had way more automobile accidents in the last 10 years than bike accidents. I have racked up around 22000 miles in the last 4 or 5 years and have not had an accident and that is mostly urban miles. So, I would actually rather ride my bike than my car because 1, it is safer, 2, if it breaks I can fix it a lot easier and it won't strand me in the middle of nowhere like my somewhat less reliable car.