I’ve been bike commuting since 1982 and have only been tagged by motorist a couple of times. I only ended up with some road rash and a sore wrist - no big deal. Most cycling accidents are not serious. After all 43,000 motorist die each year and only 700 cyclist.

Consider the overall health risk comparison:
bike commute: healthy body, strong heart, less stress = reduced risk of a heart attack, no diabetes

motor commute: poorer health, more stress, motorist breath in more pollution = heart attack and/or diabetes

As far as run ins with motorist: if you are mild mannered, you will not have any problem, just ride away.