I've never been touched by, or touched, a vehicle. I've never had a close call that I thought was scary. Last time I got honked at was over a year ago.
Worst thing that usually happens to me is that drivers are too courteous.
Last week I was travelling down the main road in town, a guy on a side street to the left wanted to go across. He saw me and slowly started creeping out, watching me the whole time, waiting for me to go past. What he didn't see was the line of cars coming from the other direction (towards me) that all had to stop and wait for him to wait for me to finish crossing. He got lots of horns.
EDIT: I did have a fall last week. A corner I've been over 1000 times and I know there's loose gravel on it, but I hit it just wrong last Wednesday. When your front wheel loses traction on a corner, your face will be in the pavement before you can release the handlebars. SlipBang. 12 stitches on my face, about a half dozen spots of road rash down my left side.

There were no cars anywhere near, I was just stupid. I got up, self-assessed that there was nothing seriously broken except my helmet (which saved me from even more stitches), started spitting out gravel and blood, went home, showered up, put on some old clothes that I didn't mind getting bloody, grabbed something to read in the waiting room, and drove to the ER to get some stitches.