Lotsa strange things, but "crazy"? That had to be $23,500.00 cold hard cash in 1993. Our insurance didn't cover that in any way whatsoever and I told the bank that, told the client that and my office told them both that, the client insisted I cash the check (I thought it was a deposit until I gave the teller a note attached to it) and bring the $$ to them. It's not so much that there was much risk involved, to me or the client, but things just aren't done that way. At least use a sealed bank bag or pay the fees for special coverage, jeez