Originally Posted by gosmsgo
My wife was told in vet school that you should never, ever have under 1 million dollars worth of liability insurance on your car.
I agree. People sue etc.
Liblility insurance is cheap considering the hell your life would become without proper coverage.
Yeah, but that's assuming you drive every day like most people do. If you only drive 15 days out of the year then your chances of getting into an accident are lowered by a factor of 15/365=0.04. Whatever the price of auto liability is, if it is a reasonable price for an average individual then it's 25 times higher than reasonable for you.
I mean, would you buy the insurance if you were renting one day a year? One hour a year?
Originally Posted by I-Like-To-Bike
IMO your primary concern should be that you may find yourself uninsured and liable for the costs of a catastrophic injury or damage incurred while operating the rental vehicle.
If you are insured, but due to some legal loop hole not street legal then why would your primary concern be that you may find yourself uninsured?
Originally Posted by I-Like-To-Bike
Of course if you have nothing of value to lose, maybe that isn't such a problem.
Is this supposed to be yet another veiled insult about car free people being hippies? Back on ignore you go.