I just bought a Dahon Curve D3, for $360 shipped. They're $380 shipped now. It would be just the ticket for you, Slow-Moe. BTW, you said you've been posting for years on RC fora. Perchance is one of them RCGroups? I've posted a lot there in the past, and have even written a few reviews for the site.

There are some good deals on '07 Downtubes; check their site for details. The best deals are for the 20" wheeled ones, while the best commuter for a couple miles after a bus ride would be the $400 Mini.