Originally Posted by ChezJfrey
That's so obvious, I'm dumbstruck! Never crossed my mind that an insurance company would be more than a bit concerned about such behavior and that the threat of raising the company's rates might get them to clean up their act. . . Good suggestion HalfHearted, thanks.
Personally, I'd like to see the state of Texas (all states, but that's where I live) maintain an online database cross linking vehicle registration data for all motor vehicles with the insurance carrier. I think we'd see a lot less road rage if you could go to a website and report bad driving with a couple of mouse clicks. It wouldn't cost much to set up, either. 'Bout the third or fourth time some clown gets dropped or has his rates raised he might get the message that running folks off the road to shave five seconds off his precious commute isn't such a good idea
This would also solve the problem that is rampant down here where folks go buy insurance just long enough to get their registration or driver's license renewed and then drop the insurance. If the state actually maintained the information of who your insurance carrier is, and the carriers were required to notify the state when a policy lapses, you could just about eliminated uninsured drivers very quickly. Right now all they do is look at your "proof of insurance card" and say, "duh, okay." Even the POI card is so easy to fake it's ridiculous. I recently switched to an online insurance company and my "insurance card" when I went to renew my registration was a printout of the on-screen confirmation. I could fake that in about 20 seconds using MS Word...