don't worry, clipless pedals are pretty safe in the city. I've rode in them for a while and can say they are safer because it keeps your foot from sliding off the pedal when you shift gears or something.

One thing I found out though... I keep tipping over to the left even when the panier is on the right. Everytime I go down clipped in... 100% left side. I've yet to tip on my right side, lol.