Still the arguments revolve around fallacies. "If you want to crush your skull it’s your business up to the point where your stupidity begins to affect other people in any way." Wrong cause and effect. Not wearing a helmet will not crush your skull, crashing crushes your skull.

I pay health insurance so that I do not have to maintain a bank account with enough money to cover my health costs. This argument would indicate that all vehicle drivers should maintain large sums of money for the same reason. It is more dangerous to get in a car than cycle without a helmet. How about people who don't exercise or are obese- do they have to maintain their own accounts so "we" don't have to pay?

Come on, how much do we pay in insurance premiums each, how many pay that? That's a crud load of money and the companies turn a profit (required for publicly owned corporations).

Thanks for the sites closetbiker.