Still the arguments revolve around fallacies. "If you want to crush your skull it’s your business up to the point where your stupidity begins to affect other people in any way." Wrong cause and effect. Not wearing a helmet will not crush your skull, crashing crushes your skull.
Not exactly, crashing without a helmet is more likely to crush your skull would be more to the point.
I pay health insurance so that I do not have to maintain a bank account with enough money to cover my health costs. This argument would indicate that all vehicle drivers should maintain large sums of money for the same reason. It is more dangerous to get in a car than cycle without a helmet. How about people who don't exercise or are obese- do they have to maintain their own accounts so "we" don't have to pay?
No, but just like smokers they have to pay a higher premium because of their higher risk to the insurance company. People who drive poorly and get tickets also pay a premium.
Come on, how much do we pay in insurance premiums each, how many pay that? That's a crud load of money and the companies turn a profit (required for publicly owned corporations).
And you have a problem with this because ???? You would rather that insurance companies were non-profit or.... I know, lets let the Federal Government handle it all for us. Then no matter what we do we are going to be taken care of. No one will have to be accountable for any action that they take because the Government will take care of us... Talk about a load of crap. Pointing the finger at how profitable insurance companies may, or may not be, has nothing to do with anything in this discussion. The point is we have to pay what they charge or we don't get insurance.
If you want to look at excess profitability, just look back at The Snell Foundation and the affiliated companies who for years have duped hapless motorcyclist, racecar drives, downhill skiers, mountain climbers, boxers, karate students, lumberjacks, and construction workers (just to name a few) that helmets offered them any measure of protection. Talk about the class action lawsuit opportunity of a lifetime. How silly we’ve all been to think that any type of shock absorbent material that is designed to dissipate energy upon contact could limit the effect or even make injury more likely. Someone needs to let the NFL and NHL know about how ridiculous and unnecessary those brain buckets are….
The bottom line is that those who have made up their mind not to wear a helmet won't, no matter what rational information is put forth to the contrary. The real pity is for those young or new riders who aren't into making the "let me be free to do as I wish" statement may be influenced to do the same without the benefit of good council. As for me, it is obvious that some of the participants here won't be swayed now or ever. I will however wish you luck and try to convince anyone I see out riding without a helmet that it really isn't a wise idea. Besides, I look too cool in my color matching helmet and jersey riding along in a 30 mph paceline.
