I'm glad to hear your thoughts on the F75. I've been lurking here for a while now, which was partially the cause and partially the result of me getting a new F75 just a month and a half ago. It is also my first new bike, and the bike that's getting me into cycling.
I've loved it so far, and appreciate your thoughts. I'm not experienced enough to know whether certain stock parts (such as the saddle) are decent or not, so it's good to hear it from someone that is. My only problem with the bike for me is that it hasn't been properly fitted yet, so my lower back sometimes hurts when I do a lot of climbing. I had to have the stem flipped up to compensate for this, and all I hope for is that some other riders don't laugh at me and call me a girly-man if they see me riding around.