Wow! You guys are great. Thanks for the advice so far.
I think I'm going to hit the LBS this weekend to get a pair of slicks for my bike. Probably will wait a little before going clipless 'cos of the cost...
And oh, to clarify needing ~$200 CDN to change to clipless: well, I'll need both shoes and pedals, and so far I've found that prices are quite bit higher here in Canada than in the States -- not to mention we have to add another 14% tax on top of the prices...
Thanks, again!