Originally Posted by H_Roark
The final question is this: by what right do you tell me what personal risks I may take?
The "cost to society" argument is a dead end for the reasons I stated in the previous post, and because companies always have the right to decline coverage for helmetless accidents. The public financing argument is also a non-starter. Nothing says that medical care must be financed by tax money, especially when foolish risk taking necessitated that care.
These arguments are non-starters / dead-ends only in a society such as you describe (i.e. one where there is no pooled risk), which simply doesn't exist.