A colleague had that very thing happen to him a year or so ago. He was stopped at an intersection waiting to turn right and some dimwitted driver plowed into his from behind. It trashed his nice new Giant road bike, but fortunately beyond some road rash he wasn't hurt too badly.

The woman's excuse: first, that she didn't see him, second, that he shouldn't have been there in the first place. Same ol' same ol'. I reckon he was a fool for not squeezing every penny he could out of her though. In fact he did nothing. This woman now probably thinks that her reasons were valid and certainly won't be looking out for cyclists.