T-Mar, wow, I didn't even notice the difference in fork crowns on the Finest and America. Good eye! It does look like it's an America. I checked the seat post, which is 26.8. I doubt it's a lower model because I just weighed it and it came in at 22 pounds. It's lacking bar tape and brake levers, cables, etc, but that's within the weight range listed for the America. Cheers for the help!
Karl