So I'm looking at getting a good all arounder. I was reading up on the Kogswells but the lack of dealers in Toronto, Ontario is a bit of an issue. Does anyone have any other suggestions for something similar? I like the ablility to load up the front like the Kogswell. Sadly I won't be able to use it for work since I commute about 150km/day but I would like to be able to do groceries and shopping on it.

I'm thinking about an 8 speed internal hub shifter to make it a little more "winter friendly".

Anyway, suggestions would be very welcomed.