exactly,

I've had many near hit instances..one time i was flying down a hard hill, and i see something in the edge of the trail...couldnt swerve it due to the narrow trail, so i slammed the brakes...I gtopped withint a few feet of this passed out drunk (possibly homeless, too dark to tell). Could have killed him if I hit him going 30. So it's not always jsut your life that proper braking can save.