Here's mine, considering it has to work in 30+C summer heat and through snowy icy streets in -30-C.

Frame - cromo mtb
Drivetrain - geared hub with sealed cables to keep the slush out, say the performance Nexus 8
Brakes - hub in rear, mech disc in front
Wheels - 26" mtb wheels, slicks in summer, spikers in winter
Fenders - yup, but easily removable for when everything is dry or frozen
Peddles - 1 side clipless, 1 side flat, like a Shimano 324
Misc - flat bar, 100mm 5deg stem, nice alm crank, etc

Price - I'd be willing to pay about 800cdn for a bike like that.