I posted this a few months ago in this thread.
I agree the small ring could be smaller for loaded touring, but it worked fine for our Oregon Coast and Central Oregon loaded tours. From what I read about the Appalachians though, I'll probably look for a 28 or 26T for our TransAm next year.
In addition to touring, I ride this bike everywhere, commuting, rain, centuries, even some light off-roading. I put more miles on this bike each year than any of my others. Oh, and ditch the saddle. Replace with a Brooks.