So long as I'm warm, I like rain rides. I'm now packing my goretex jacket each commute now that we're in a more wet season, and it's fairly cold out by comparison to earlier, but as long as I'm warm I don't mind. I must admit for non-essential journies I'm less inclined to head out in colder/wet stuff, but it won't stop me in my non-recreational riding unless I'm completely unprepared.