Originally Posted by
I-Like-To-Bike
I hardly find any of your statements founded on reality but you tweaked my curiosity. The web site for the Platinum Card from American Express makes no mention of any car liability coverage, and only very limited collision coverage for the rental similar to the other credit card companies. Note that the American Express Charge Card is not a free credit card and doesn't it require an annual payment for the privilege of holding it?
The real Platinum American Express Card is a charge card and costs $450 a year for the primary card and a couple of hundred dollars a year extra for each additional. Several of the "fake" platinum cards do offer the secondry collision insurance. No liability or primary collision coverage of course.
None of this helps with Zip car but when renting from Hertz etc in Manhattan I would always get CDW since the odds of the car getting damaged if you park on the street are so high.