I think way more embarrassing to you than the comment about clothing and natural equipment is the fact that some girls could sprint up beside you when you are riding a bike. I'm not a stickler for cycling rules, but one of my main personal rules is that if I'm riding so slow that joggers and inline skaters are passing me, I'm turning around and going home. I don't mind the occasional mountain bike or hybrid passing, but I kind of draw an absolute line in the sand when it comes to joggers, and if I find a skater might overtake me, I just pedal a little faster.